New Doctor Loan Program: Zero down is actually possible.
If you are a medical professional, you may qualify for a physician-specific loan program that allows you to purchase a primary residence with no down payment and no PMI.
This program was designed to account for the unique financial profiles of doctors — including high student loan balances and early-career transitions.
Key Highlights:
• 0% down payment
• No PMI
• 680 minimum credit score
• Primary residence only
If you are a resident, fellow, attending physician or medical specialist considering buying in Chicago, our team can walk you through eligibility and connect you with the right lending partners.
Contact us to learn more.

